Introduction
This information booklet has been prepared to give you an informal summary of the main features of your group coverage program.
The Plan description outlined in this booklet includes all the changes and/or additions to the plan up to and including January 1, 2024.
This booklet is not an insurance policy and does not grant or confer any contractual rights.
All rights under this program shall be governed by:
- The Co-operators Group – #G.42421
- Group Life, AD&D, Critical Illness, Short Term Disability, Long Term Disability
- NexgenRX Administrative Services Group – Policy #3037
- Health and Dental Group Benefits
The Short-Term Disability, Supplementary Health, and Dental Expenses described in this booklet are not insured but are payable from the funds of the Labourers’ Local 493 Welfare Trust Fund.
The Co-operators Group administers the Short-Term Disability payments.
NexgenRX Inc. administers the Health and Dental benefits payments.
Where can I find the Member Benefits forms?
To access and download your forms, please visit the Benefits Information & Forms page.